<> Things to Consider before Moving <>
Is Buying or Renting a Better Option? Before you spend too much time looking for your dream home, you need to weigh all your options. Depending on your situation, you might not be ready to buy, might need some time to save for a down payment, or the housing market is expensive. If that is the situation or you have a lot of debt, a low credit score, then renting might be a better option.
How to write an offer to buy a home? If buying a home is in your sights, you don't want anything to hold you back. That's why it's so important to pre-qualify for a mortgage as early in the process as possible. Pre-qualification is an estimate of the loan amount (and rates) that you can borrow so you know how much house you can afford.
The good news is that pre-qualifying doesn't have to be an onerous, paperwork-heavy process. With a mortgage banker, you can secure your personalized loan rate and get pre-qualified. When making an offer on a home, its important to include a copy of your pre-qualification. This will help the Seller in their decision to accept your offer and save time your home buying process. Need help locating a mortgage broker, email me –I can refer you to a few good contacts!!
Why use a REALTOR? A realtor can help represent your needs and desires + help locate the property that is best for you! Using a real estate advocate can help to alleviate home shopping stress.