If buying a home is in your sights, you don't want anything to hold you back. That's why it's so important to pre-qualify for a mortgage as early in the process as possible.
Pre-qualification is an estimate of the loan amount (and rates) that you can borrow so you know how much house you can afford.
The good news is that pre-qualifying doesn't have to be an onerous, paperwork-heavy process. With a mortgage lender, you can secure your personalized loan rate and get pre-qualified.
When making an offer on a home, its important to include a copy of your pre-qualification. This will help the Seller in their decision to accept your offer and save time your home buying process.
Need help locating a mortgage broker, email me –I can refer you to a few good contacts!!